Covertime has made its official debut in the UK, addressing the increasing appetite for flexible, short-term insurance. With roughly 15% of UK drivers now turning to temporary policies, the company is positioning itself to serve a new generation seeking convenience over long-term commitments.
Designed for ease and speed, Covertime enables drivers to secure instant cover—whether borrowing a friend’s vehicle, purchasing a new car, or facing an urgent need. The platform, available online or via a dedicated mobile app, offers temporary car, van, and learner driver insurance options tailored to everyday driving scenarios.
Every aspect of Covertime has been engineered to simplify the customer journey. From obtaining a quote to receiving instant policy documents, the process is quick, seamless, and fully digital—reflecting the company’s focus on modern driving habits and technology-first solutions.
“Consumer needs are shifting. The traditional annual car insurance policy doesn’t work for everyone and temporary insurance is helping to fill that gap,” said Alan Inskip, CEO and Co-Founder of Covertime.
“At Covertime, we’re combining years of industry experience with the latest technology to deliver a smarter, more flexible option, whether you need cover for a few hours or a few weeks.”
The leadership team at Covertime helped shape the short-term car insurance market nearly two decades ago. Their return marks a reinvention of the concept with a digital-first approach that prioritises accessibility, choice, and speed—all built around the needs of the modern driver.
“Some drivers are paying thousands for an annual policy, even if they barely use their car,” said Paul Salter, Co-Founder and Chief Underwriting Officer.
“Temporary cover gives people a practical alternative, you only pay when you need to drive and you can get insured in no time.”
About Covertime
Covertime Limited was founded in September 2024 by a team of temporary insurance industry experts who originally championed the short term insurance concept in 2006. Providing temporary car insurance to the UK, Covertime’s mission is to provide affordable, reliable and transparent short term cover to drivers who do not require an annual policy.
Whether an individual needs to borrow a car from a friend or family, drive away a new car or insure a car for an emergency, Covertime’s laser-focus on the customer experience makes the process of obtaining a quote and buying insurance incredibly quick and simple, either through a browser or on the user-focused app.